Best Finance Personal

Declaring bankruptcy can be a huge weight lifted off of your shoulders – but you must be extremely careful not to fall into debt again in the months and years after you file for Chapter 7 bankruptcy. One of the best moves you can make after declaring bankruptcy is to make sure that you have a steady and predictable income. The best way to achieve that is through getting a job with a regular paycheck.

But is it more difficult to get a job after you have declared bankruptcy? Not really. Although it is becoming more and more common for potential employers to do credit checks on potential employees, your credit score would still have been quite low if you did not declare bankruptcy. Also, there are a few simple steps you can take in order to minimize the effect that your bankruptcy will have on possible employers. Continue reading ‘Find a Job After Declaring Bankruptcy?’ »

Let’s begin with defining the term ‘Impulsive Spending’. Oh… No …Don’t Close this tab, I am not going to give a two sentenced boring definition to this term, a dictionary could do that job.

Do you often find yourself going to the super market with just the intention of buying ingredients for the next days meal and end up bringing home a new crockery set when you already have one on your dining table and couple of them in your cupboard?

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Since you feel a constant need to keep yourself updated with the developing technology, instead of just acquiring knowledge about it, do you end up changing your mobile phones every 4-5 months to keep in par with the new trend? Continue reading ‘Are You a Victim of Impulsive Spending?’ »