Archive for February 18th, 2010

I’m by no means a certified financial planner, nor had I acquired any form of paper qualification in this field. Something just came pop up in my mind, and we just had this discussion on this topic, and I though it might do some good to those that are interested. This is just the tip of the ice berg on the topic, but that’s what I know, and would just like to share with the rest.

So here it is. Enjoy ^_^


Everyone should have a retirement financial plan. For those that haven’t in their wildest dream ever though of it, it’s still not to late to start now.

A retirement plan is a plan that plans for when the time comes, and when you are no longer working, how much is the amount that you need to survive. Some named it differently -achieving financial freedom- which actually means the same thing as, maintaining the current lifestyle without having to worry about work. Continue reading ‘Retirement Planning’ »

The truth of the matter is most of us will never truly be able to retire.  Oh, we may leave our current job or vocation, but in this new global economy, true retirement the way your parents retired is just a fantasy for most of us.  The average American will need to continue to work well into their reclining years.

As an investment advisor, I know first hand how hard it is to tell a client what they don’t want to hear.  If it’s any consolation, this news didn’t start out as a lie.  It has just become very hard to perpetuate in the current time period of which we live and work. Continue reading ‘Five Reasons Your Retirement May Be A Fantasy’ »