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Peer pressure is just one of the issues that has affected and continues to affect teenagers of years passed and of today. When you are with your friends, you always want to be cool or to be part of the “in” crowd. Movies like Mean Girls, Jawbreaker, and The Heathers, and TV shows like Popular, Beverly Hills 90210 and Gossip Girl have tackled the topic of peer pressure in mainstream media. Peer pressure can result in several problems from the grave to the simple like over spending. Over spending might be just a light result of peer pressure when compared to the others, but in reality, this is a huge problem.

You see, teens are ruled by their impulses that sometimes, they forget their responsibilities and in the process hurt their families, most importantly, their parents. This is why it is important that, at an early age, teens should be taught by their parents to not give in to their impulses and peer pressure. One way to do this is by simply granting them prepaid credit cards for teens. Continue reading ‘Reasons to Give Your Children a Prepaid Credit Card’ »

After a year of scrimping and saving as households absorbed the impact of the recession, it appears Christmas is set to see the purse strings loosened once more.

Recent research suggests each adult in the UK will spend around £300 on presents this year, as the hard times of the previous 12 months are pushed firmly to the back of people’s minds.

While those receiving the gifts are likely to be mightily grateful, the considerable sized hole that will be left in the gift-givers savings is a worry.

Indeed, a third of savers admit they are likely to spend almost 10% of their savings to help cover the cost of their festive generosity.

It is unclear whether savings pots will be replenished once the festive season has passed, but there is a chance that post-Christmas economic blues could start to hold back the recovery. Continue reading ‘Savers Splash Out For Christmas’ »

During this Holiday Season, you may be spending time trying to figure out if you should tip any service providers that you deal with. Here are some thing to think about when doing the Holiday Tipping.

First of all, don’t tip if you can’t tip. There is no reason to go into debt to tip a service provider. Additionally, putting something on your credit card is definitely a no-no. But you can always give more thoughtful gifts such as homemade cookies or a Holiday Card are sometimes just as important.

Make a list of any service providers that you have and then prioritize that list. If someone does something for you that really makes your day or job better, then they should be at the top of your list. My list started with my babysitter. She would always sit even when called at the last minute and really made me feel comfortable about leaving my children with her. She never cleaned out my refrigerator or left me with huge phone bills or even a mess that might have happened with her and my children. I always tipped her well because I wanted her to know just how much I appreciated her work. Continue reading ‘To Tip Or Not to Tip, That is the Question!’ »