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Are you struggling to start a new business after loosing your job? Do you want to start a small business but have no capital? I was in the same situation few months back. I was jobless, needed to do something to earn a living and did not have enough capital to start a business. I was declined by many banks due to my low credit score. This is when I first heard about government grants for starting a business. I knew about government grants before, but did not know that I could get government grants for starting a business too.

In the next few days I started searching for government agencies which could provide me grants to start up my business, but all in vain as there is not much information about the various grant sources on the internet. I also asked some of friends but they had no clue about it either. So finally I got myself an grants kit and I am thankful that I got myself one because it had all the information I was looking for including grant sources list. Continue reading ‘Get Government Grants to Start a Business’ »

This economic crisis has everyone worried. It doesn’t matter if you work for minimum wage or are pulling in 7 figures, financial matters are on your mind. The good news is that there are some things that everyone can do to keep themselves afloat in this choppy economy.

Follow these 7 tips to help you sidestep your own economic downturn:

Step 1: Save as much as possible. Try to cut back on expenses so you can live on half of what you are living on now. Put the rest in savings. If something happens in the future then you have that savings cushion to fall back on.

Step 2: Try to save on every purchase. It doesn’t matter how big or small the purchase is, try to save. Cut coupons. Shop around for a better deal. Do whatever it takes to save every time you buy something. Continue reading ‘Is the Credit Crisis Over? 7 Steps to Protect Yourself’ »

Will Rogers, world famous humorist in the twenties and thirties, said, “buy land, they ain’t making any more of it.” Land back then was dirt cheap, especially during the Great Depression. History repeats itself and now you have the opportunity to make it work for you.

The Median Price has gone from the bottom of $305,000.00 to $350,000.00 in February 2009 up to $350,000.00 by end of May 2009. The number of foreclosures on the market in Santa Rosa has gone down from 350+ — in November and December 2008 to 101 as of last Thursday.

You know, A LOT of people made money during that Great Depression. How? They did not follow the pack. This is very hard to do. The best managers of money (Boone Pickens, Warren Buffet, and Bill Gates — for example) are a different breed of cat. They seem to operate opposite of the crowd. They buy when no one else is and they will freely tell you to do the same. It takes a brave soul to not follow the crowd. Continue reading ‘Buy Dirt, They Ain’t Making Any More of It’ »